There’s a concept in value investing so important that Benjamin Graham dedicated entire chapters to it, Warren Buffett calls it the three most important words in investing, and yet most retail investors completely ignore it when they’re clicking the “buy” button. It’s the margin of safety — and if you’ve ever bought a stock that … Read more
Here’s a question that comes up constantly in investing forums, WhatsApp group chats, and Reddit threads: Should I just buy a local ETF that tracks the S&P 500, or should I open a brokerage account and buy US stocks directly? It sounds simple. It isn’t. The answer depends on a web of factors — taxes, … Read more
Here’s a frustrating truth most people learn the hard way: the economy doesn’t move in a straight line. It never has. It rises, peaks, contracts, bottoms out, and rises again — over and over, in a rhythm that’s messy but, if you know what you’re looking at, surprisingly readable. The problem is that most people … Read more